Learn more about Unzer Invoice and its workflow.
Unzer Invoice is a part of our Buy Now Pay Later (BNPL) offering and it’s a convenient payment option. This payment option offers customers a flexible and secure way to shop online or in-store without having to pay upfront which limits the risks for customers. For merchants the BNPL payment options drive conversion and customer satisfaction. With a strong BNPL partner like Unzer, the risks for merchants are equally limited as they are for customers.
The Unzer Invoice product is the classical BNPL product. This allows the customer to buy a product now, but pay after a defined number of days. For merchants, this product guarantees the payout of the full order amount – no matter if the customer pays or not. This risk is covered by Unzer. For merchants, this product guarantees the payout of the full order amount – no matter if the customer pays off the invoice or not. That risk is covered by Unzer.
|Available in||Supported currencies||Redirect||Refund||Partial Refund||Reversal||Chargeback||Recurring||Payout||Pay later||Unzer Secured|
|DE, AT, CH, NL||EUR,
- Ease of use: Customers can easily go through the checkout process by providing basic information, such as their address and date of birth. No additional data or login is required.
- High level of security: Unzer is covering the risk for both the merchants and the customers. Merchants will get paid out, no matter whether a customer pays or not. Customers can receive the goods before they have to pay.
- Standardized processes: The Invoice flow is a two-step approach where there is an authorization in the checkout and a capture on shipment. The capture initiates the payout to the merchants and starts the due date for the customers.
The following diagram explains workflow for Unzer invoice payments.
Step 1: Create a
paylater-invoice payment type resource, a
customer, and a
Resource IDs are generated and returned in the responses and are used in the workflow to complete the payment.
Step 2: Make an
authorize call with the
paylater-invoice resource, the
customer resource, and the
basket resource that you created in step 1.
Step 3: After the transaction, display the result (mainly contains the payment information) to the customer in the front end of the online shop.
Step 4: When you ship the order, make a charge call to fullfil the payment. Only after this call you’ll get the payout for your transaction.
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