Unzer Direct Debit Secured

Learn more about Unzer Direct Debit Secured and payment workflow.

Direct debit is one of the most popular online payment method mainly used in Germany and Austria. The customer only has to have their IBAN during the payment. There is no redirect and no SCA necessary to use this payment method.

Also, with secured direct debit the payment is secured in case of an interruption in the payment flow or if there are insufficient funds in the customer’s account.

Available in Supported currencies Redirect Refund Partial Refund Reversal Chargeback Recurring Payout Pay later Unzer Secured
Germany, Austria cross










  • Ease of use: The customer has to enter only their IBAN to start a transaction.
  • Wide acceptance: Customers are used to paying by direct debit in Germany and Austria, the main markets for that payment method.
  • Secured payments: even if there is an interruption in payments you receive funds for the payment.

Payment workflow

The following diagram explains workflow for SEPA direct debit payments.

Unzer Direct Debit Secured workflow

Step 1: Create a DDS payment type resource.

A resource ID is generated in the response and is used in the workflow to complete the payment.

Step 2: Make a charge transaction with the DDS resource that you created.

Step 3: After the transaction, display the result to the customer in the front end of the online shop.

Integration options

You can choose the following options to integrate:


Quickly integrate with Unzer without any programming knowledge

Payment pages

Use pre-built, configurable all in one pages with your own mix of payment methods

UI Components

Use pre-built forms and quickly integrate with minimum work on the client side

Server side-only

Integrate with Unzer using your own payment form

Accept Unzer Direct Debit Secured with UI components

Use Unzer UI component to add Unzer Direct Debit Secured payment to your checkout page.

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Accept Unzer Direct Debit Secured with server-side-only integration

Build your own payment form to add Unzer Direct Debit Secured payment to the checkout page

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Manage Unzer Direct Debut Secured payment

Manage Unzer Direct Debit Secured payments.

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