Unzer Docs

    Unzer Bank Transfer

    Learn more about Unzer Bank Transfer and payment workflow.

    Unzer Bank Transfer lets you accept a direct transfer from the customer’s bank account which follows the same flow as for example, EPS or Sofort. When the customer uses Unzer Bank Transfer for payment, they are redirected to the Unzer Bank Transfer web page. The customer will log in with their bank details for authentication. After a successful login, Unzer Bank Transfer initiates a payment transaction with the customer’s bank account.

    The customer needs to provide their bank account login credentials and authorize the transfer through their one-time password (OTP) device, usually through a transaction authentication number (TAN) received in a text message.

    Available in Supported currencies Redirect Refund Partial Refund Reversal Chargeback Recurring Payout Pay later Unzer Secured
    Germany, Austria € tick tick tick cross cross cross cross cross cross

    Advantages

    • Payment security: The customer authenticates on their bank site, so there is no confidential data shared between the merchant and the customer.
    • Increased customer confidence: The customer does not need to go to any unknown portal to make the payment, and hence the possibility for a successful transaction is higher.
    • Supported by many banks in Germany and Austria

    Payment workflow

    The following diagram explains workflow for Unzer Bank Transfer payments.

    Unzer Bank Transfer workflow

    Step 1: Create an UnzerBankTransfer payment type resource.

    A resource ID is generated in the response and is used in the workflow to complete the payment.

    Step 2: Make a charge transaction with the UnzerBankTransfer resource that you created.

    Step 3: Forward the customer to the redirectUrl that is displayed in the charge response.

    Step 4: Once the customer makes the payment on their bank portal, redirect the customer to the returnURL specified in the initial charge call.

    Step 5: After the transaction, display the result to the customer in the front end of the online shop.

    Integration options

    You can choose the following options to integrate:

    Plugins

    Quickly integrate with Unzer without any programming knowledge

    Payment pages

    Use pre-built, configurable all in one pages with your own mix of payment methods

    UI Components

    Use pre-built forms and quickly integrate with minimum work on the client side

    Server side-only

    Integrate with Unzer using your own payment form

    Accept Unzer Bank Transfer with UI components

    Use Unzer UI component to add Unzer Bank Transfer payment to your checkout page.

    Read More
    Accept Unzer Bank Transfer with a server-side-only integration

    Build your own payment form to add Unzer Bank Transfer payment to the checkout page

    Read More
    Manage Unzer Bank Transfer payment

    Manage your Unzer Bank Transfer payments.

    Read More