Post Finance eFinance

Learn more about Post Finance eFinance and payment workflow.

PostFinance is an online direct payment method used by the Swiss customers for online payments. The transaction currency is Swiss Franc (CHF).

If the customer wants to pay using this PostFinance eFinance, they will be redirected to PostFinances portal where they must authenticate themselves with their fingerprint or faceID on their computer or smartphone. Your customer may also use the PostFinance yellow card reader that was standard prior to 2019.

Payment type	Available in	Supported currencies	Features	Integrations	API endpoint	API prefix
Redirect	Switzerland	CHF	Authorize Charge Reversal Refund Partial Refund Chargeback Recurring Payout Pay later Unzer Secured B2C customer B2B customer	Payment Pages UI Components Direct API PHP SDK Java SDK Plugins	/types/post-finance-efinance	pfe

Advantages

Payment security: Your customer logs in with their faceID, fingerprint, or with the yellow card reader form PostFinance, so it is a safe and secure payment method.
Increased customer confidence: It is a recognized brand in Switzerland and trusted by your Swiss customers.

Assets

Payment workflow

The following diagram explains workflow for PostFinance eFinance payments.

Post Finance eFinance payment workflow

Step 1: Create a post-efinance payment type resource.

A resource ID is generated in the response and is used in the workflow to complete the payment.

Step 2: Make a charge transaction with the post-efinance resource that you created.

Step 3: Forward the customer to the redirectUrl that is displayed in the charge response.

Step 4: Once the customer makes the payment on their bank portal using their yellow card reader from PostFinance, redirect the customer to the returnURL specified in the initial charge call.

Step 5: After the transaction, display the result to the customer in the front end of the online shop.