Learn more about iDeal and payment workflow.
iDEAL is one of the most popular online payment methods in the Netherlands. It generates a SEPA Credit Transfer from within the consumer’s trusted online banking portal. By using iDEAL, consumers are able to pay for their online purchases in a user-friendly, cost-efficient, and safe way. iDEAL supports the SEPA transfers mainly through Dutch banks.
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- Payment security: The customer authenticates on their bank site, so there is no confidential data shared between the merchant and the customer.
- Increased customer confidence: The customer does not need to go to any unknown portal to make the payment, and hence the possibility for a successful transaction is higher.
- Supported by all banks in the Netherlands
The following diagram explains workflow for iDEAL payments.
Step 1: Create an
ideal payment type resource.
A resource ID is generated in the response and is used in the workflow to complete the payment.
Step 2: Make a
charge transaction with the
ideal resource that you created.
Step 3: Forward the customer to the
redirectUrl that is displayed in the
Step 4: Once the customer makes the payment on their bank portal, redirect the customer to the
returnURL specified in the initial
Step 5: After the transaction, display the result to the customer in the front end of the online shop.
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