Learn more about Giropay and payment workflow.
Giropay is one of the most popular online payment methods available in Germany. As with other redirect payment methods, when the customer selects their bank or specifies a BIC, they are redirected to their bank payment site to make the payment. Once the authentication and payment is done, they can be redirected back to your online shop.
|Available in||Supported currencies||Redirect||Refund||Partial Refund||Reversal||Chargeback||Recurring||Payout||Pay later||Unzer Secured|
- Payment security: The customer authenticates on their bank site, so there is no confidential data shared between the merchant and the customer.
- Increased customer confidence: Giropay is a trusted online payment method in Germany since 2006, meaning it is familiar and trusted by your German customers.
- Supported by most Sparkassen and cooperative banks in Germany
The following diagram explains workflow for Giropay payments.
Step 1: Create a
Giropay payment type resource.
A resource ID is generated in the response and is used in the workflow to complete the payment.
Step 2: Make a
charge transaction with the
Giropay resource that you created.
Step 3: Forward the customer to the
redirectUrl that is displayed in the
Step 4: Once the customer makes the payment on their bank portal, redirect the customer to the
returnURL specified in the initial
Step 5: After the transaction, display the result to the customer in the front end of the online shop.
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