[Deprecated] Giropay

Deprecated

Learn more about Giropay and payment workflow.

The Giropay payment method is now deprecated. The payment method will cease to exist and there are no further developments planned for it. If you have any additional questions, please contact us for more information.

Giropay is one of the most popular online payment methods available in Germany. As with other redirect payment methods, when the customer selects their bank or specifies a BIC, they are redirected to their bank payment site to make the payment. Once the authentication and payment is done, they can be redirected back to your online shop.


Payment method type	Bank redirects
Available in	Germany
Supported currencies	EUR
Supported customer types	B2B, B2C

Properties

Redirect	Refund	Partial Refund	Reversal	Chargeback	Recurring	Payout

Advantages

Payment security: The customer authenticates on their bank site, so there is no confidential data shared between the merchant and the customer.
Increased customer confidence: Giropay is a trusted online payment method in Germany since 2006, meaning it is familiar and trusted by your German customers.
Supported by most Sparkassen and cooperative banks in Germany

Payment workflow

The following diagram explains workflow for Giropay payments.

giropay workflow

Step 1: Create a Giropay payment type resource.

A resource ID is generated in the response and is used in the workflow to complete the payment.

Step 2: Make a charge transaction with the Giropay resource that you created.

Step 3: Forward the customer to the redirectUrl that is displayed in the charge response.

Step 4: Once the customer makes the payment on their bank portal, redirect the customer to the returnURL specified in the initial charge call.

Step 5: After the transaction, display the result to the customer in the front end of the online shop.