EPS

Learn more about EPS and its payment workflow.

Electronic Payment Standard (EPS) is a popular online payment method available in Austria. As with other redirect payment methods, when the customer selects their bank or specifies a BIC, they are redirected to their bank payment site to make the payment. Once the authentication and payment is done, they can be redirected back to your online shop.

Advantages

• Payment security: The customer authenticates on their bank site, so there is no confidential data shared between the merchant and the customer.
• Increased customer confidence: The customer does not need to go to any unknown portal to make the payment and hence the possibility for a successful transaction is higher.
• Supported by all banks in Austria

Payment workflow

The following diagram explains workflow for EPS payments.

Step 1: Create an EPS payment type resource.

A resource ID is generated in the response and is used in the workflow to complete the payment.

Step 2: Make a charge transaction with the EPS resource that you created.

Step 3: Forward the customer to the redirectUrl that is displayed in the charge response.

Step 4: Once the customer makes the payment on their bank portal, redirect the customer to the returnURL specified in the initial charge call.

Step 5: After the transaction, display the result to the customer in the front end of the online shop.

Integration options